Loan Options To Fit Your Needs
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We have been helping veterans and people purchase homes for many years. Overcoming obstacles and navigating the loan process is what we do best.
We are big on great customer service and building a genuine relationship with our clients.
We have provided thousands of loans to people just like you. We know what to look for and how to get you approved.
We have some of the best rates in the state and are committed to keeping it that way.
Our clients trust us to provide them with quality loans and come back again and again.
VA Loans
VA mortgage loans are available for eligible Veterans and are guaranteed by the US Department of Veteran Affairs. VA loans typically do not require a down payment and can be used for the purchase, construction, or approved energy saving improvement of a home. VA loans are similar to FHA loans in that they have similar credit and eligibility requirements, often with lower closing costs and
Conventional Loans
Conventional Mortgages are generally some of the lowest priced mortgages as far as interest rates are concerned; however, they can be costly upfront. A Conventional Mortgage generally requires a borrower to have a 3-20% down payment, depending on credit score.
FHA Mortgages
Federal Housing Administration (FHA) loans have more liberal qualification requirements than other loan programs, making them attractive for first time home buyers and low income families. FHA Loans typically have lower credit score requirements, with no income limit or geographic restrictions. They also generally have lower down payment requirements (as low as 3.5%), lower ……
Reverse Mortgages
Your home is like a piggy bank with money (equity) inside, but there are only a couple ways to access that equity: (1) Sell your home, but then where would you live? Or (2) Get a reverse mortgage—which is regulated by the federal government—and is a safe alternative to selling. The folks that we have worked with have one thing in common: they want to age-in-place, remaining in their homes “forever.”Being on a fixed income can be a challenge! Stopping your mortgage payment .
Alternative Loan Options
Special Loans
We provide a wide variety of loans to ensure we are ready and able to meet your needs.
USDA Loans
Ideal for borrowers who are flexible on geographical location and looking to buy a home with no money down. Usually lower interest rate than other loan types and flexible credit guidelines.
Non Warrantable Condominium Loans
Many lenders will not create loans that cannot be sold on the secondary market, but if you need it we will.
One Time Construction Loans
Perfect if you're financing a primary residence or vacation home. Only make interest payments during construction.
Commercial Loans
Typically used to fund major capital expenditures and/or cover operational costs.
Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan.
Investor Loans
If you are looking to finance a rehabilitation project, then this is the right loan for you. You be able to purchase, fix up and resale for profit.
Stated Income Loans
These loans don’t exist for owner-occupied properties; they’re still available for borrowers looking to purchase an investment property.
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